A contractor mortgage is nowhere near as difficult to obtain nowadays, and actually now is different from a mainstream mortgage application purely in terms of how the lender assesses your eligibility for the mortgage. This additional consideration is purely because the underwriters for the lenders have to be certain you can afford the loan repayments on an ongoing basis,not just in the short term.
Across the UK, and across many different industries contract work is becoming more normal, and many Read more [...]
If you’ve just started renting a new apartment unit, you may be excited to see that you have an HVAC system with central air and heating. With many tenants renting older buildings, HVAC systems aren’t always a guarantee when entering a rental property, especially with how popular radiator heat still is in many units across the country. That being said, if you are so lucky to have an HVAC system in your rental, you may be wondering who is responsible for its maintenance. If it was your home, the Read more [...]