GET THE BIG PICTURE » How to THE GATEWAY TO SUCESS Wed, 21 Feb 2018 17:47:45 +0000 en-US hourly 1 How to get money for your company Mon, 09 May 2016 22:00:10 +0000 Securing financing for your company to help it grow is often not the easiest thing in the world to do. The good news is that there are several ways that a person can go about accomplishing this. It is sometimes just a matter of knowing where the money is and how to get it. Fortunately, the Internet is a fabulous resource to use in your quest to get the financing you need for your business. You can get a lot of useful ideas regarding how to approach this problem by doing searches on this topic. Here is how to get money for your company.

1. Borrow money from a friend or a relative

Your first option should always be to borrow money from people that you know and who trust you. This is good for you in a number of ways. First, you will not be under the gun to pay back the money by a specific deadline. You would risk losing your collateral if you fail to pay back a loan that you have secured from a bank. You would also be smacked with various penalties. Banks are very difficult to reason with. They want their money to be paid back on time. However, friends and family members will be much more understanding if you tell them that it will take a little longer than expected to pay back your loan. Also, you might be fortunate enough to have a friend or relative who will not charge you interest on your loan. This will save you an enormous amount of money.

2. Take out a loan from a financial institution

You may not have any person in your life who has the means or the desire to lend you the amount of money you are looking for. There is no reason for you to lose hope if this is the case. There are an enormous amount of financial institutions that would be very happy to give you a loan. This is assuming that you do not have horrible credit that would prevent financial institutions from doing business with you. It is very important that you shop around for your loan if you decide to go this route. The reason you need to do this is because the interest rates charged by banks and credit unions can tend to vary greatly. Being lazy and not comparing interest rates could potentially cost you thousands of dollars over the course of the loan. The Factoring Marketplace can help you with the process of finding financing solutions for your business. 

3. Sell a piece of your company

You may not be thrilled with the idea of selling a piece of the company that you started on your own. However, desperate times call for desperate measures. You might have a business that has shown an excellent potential for growth. If this is the case, there might be a number of investors who would be interested in owning a percentage of your company. The amount you choose to sell them will be a decision that you will need to make very carefully. This decision will have a lot to do with how much money you think the company needs to reach the next level of success. A move like this does not need to be permanent. You can always try to buy out your 
investors once you have achieved a certain level of financial success. Make sure you interview many potential investors to find the ideal people for you to be in business with. You want to go into this partnership with your eyes open.

4. Solicit donations online

There are now many sites where people can start campaigns to raise money for various reasons. People will ask for money for just about anything these days. There is no reason why you can’t do the same thing in an attempt to help your own business. Simply go to one of these sites where you can solicit donations from the general public. Explain what your business is and what any donations you receive will be used for. Give the public a very clear understanding of where their money will be going if they decide to donate. The best part of this financing method for your business is that you will not need to pay back any of the money. Also, the people who donate money to you will not own any of your company. You can use the money you receive without being obligated in any way to the people who donated it. 

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How to hire a lawyer for your discrimination case Sat, 04 Jul 2015 18:35:52 +0000 Have you been discriminated against when it comes to getting a job or promotion? If you have experienced this, you are certainly not alone. This situation is far too common in the society we live in today. Employers will often pass over people for jobs they are more than qualified for on the grounds of racial or gender bias. If you feel like you have been the victim of either of these, there is help. Employment discrimination is one of the areas that Donald Chidi Amamgbo specializes in. You should not simply accept the decision of a company to pass you over for a job that you deserve if they are doing so for reasons that are both unethical and illegal. You should stand up for your rights. Here is how to hire a lawyer for your discrimination case.

1. Ask people who have filed discrimination lawsuits

A great place to start looking for a lawyer to represent you in your discrimination case is to talk to other people who have required the services of this type of lawyer in the past. They will be able to tell you about the lawyer who represented them in their case. First of all, find out if the person won his or her case. If they did win, find out about the lawyer’s strategies and how much he or she charges. If you get some solid references, contact these lawyers right away and find out what they have to say about your particular case.

2. Go online

All attorneys have websites that will give you information about their legal practice. You can find out how long they have been in business, as well as what types of cases they handle. You should perform a search for lawyers who specialize in representing people in employment discrimination cases. You should be able to find several lawyers in your area who have experience in this field.

3. Set up some consultations

Before you can make your final decision regarding which lawyer will represent you, it will be necessary for you to set up some consultations to meet with each of the lawyers you are considering. These consultations will be completely free. They will provide an opportunity for you to become acquainted with the lawyer. You can explain your situation, then the lawyer can tell you if you have a good case. You can also discuss how much the lawyer will charge to represent you.

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How to Apply for a Credit Card Fri, 28 Feb 2014 16:50:05 +0000 Credit cards can be both exciting and intimidating. The benefits they offer in terms of convenience are a major draw for consumers but many people are simply put off by the prospect of a complicated application process and possible rejection. The good news is that whether you want to apply for online credit cards or actually go to your local bank and have them talk you through it, there are a whole load of useful tips on what sort of information to look out for but here are some particular points of interest to remember when filing an application.

  • How to ApplyType of card: There are all sorts of different cards, be it a fairly standard credit card, a business credit card or a rewards card so take a look at what is available and decide which is most suited to your needs.
  • Credit rating: Your credit rating is built up throughout your life and is based on how well you have managed to repay any previous debts and keep up to date with monthly bills. Knowing your rating will help you decide which options are available to you in terms of taking out a new card as the better your credit score; the better your chances of being accepted.
  • Charges: It is important to be aware that credit cards are not free money; everything you charge onto one must be repaid and so always be sure to research the interest rate as well as any set up charges, annual fees and late payment penalties before you take out a card to be certain you can afford to pay for it.
  • Small print: Banks and credit card companies want to make their deals sound as tempting as possible but don’t be tricked into something that is perhaps not as good as it first seemed. Sometimes interest rates and reward schemes may sound great but upon closer inspection of the small print, only last for a very limited amount of time; always be certain you know exactly what you are agreeing to.
  • Shop around: Don’t be tempted to just apply for the first credit card you come across; there could be far better deals waiting to be found. Head to different banks and browse online to make sure you have scoured the market for the card that is right for you.
  • Reviews: Once you have an idea of the card you want, don’t just apply right away.  It is a good idea to look for consumer reviews of the card before you do so as this gives you direct feedback from real people with first-hand experience of the card and how manageable the payments are.
  • Information: You will be required to present certain information when applying for a credit card. Though the specifics can differ from one to another, you should check what you will need and gather it together to help save time and allow the process to go as smoothly as possible.
  • Accuracy: There is nothing more annoying than being rejected purely because of a simple mistake in your application form. Make sure all information is correct and completely up-to-date before you send it off.
  • Safety: Credit card fraud can be devastating so always make sure you follow safety advice by keeping any account details private, signing or registering you card as soon as it arrives and destroying any documents that display the likes of your PIN or password.
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